As we mentioned in the other articles, the main purpose of disability insurance is to to replace an individual’s income should they be unable to work, helps to balance between personal earnings and expenses suddenly is upset, and the threat of financial disaster can quickly become a reality as a result of either an accident or a sickness. (1) you have been out of work due to disability for twelve (12) consecutive months, (2) or it is expected that you will be out of work for a minimum of twelve consecutive months (if twelve months have not yet passed since you last worked), (3) your medical condition is expected to result in death.
It is a myth that people with disabilities have no disposable income and no desire to spend it. If an individual who does not drive because they are blind, or who uses a wheelchair arrives at your place of business, you can be assured they are a qualified customer.
Spirituality is a way for people with disabilities to fulfill their potential and discover the possibilities while learning to live with and integrate their disability-related limitations and yet expand their boundaries to experience the fullness of life.
Social Security Disability Insurance program pays benefits to the person with disabilities and certain family members if the insured person has paid social security taxes, while Supplemental Security Income program is designed to pay benefits based on financial needs and is funded by general tax revenues.
The UN Declaration on the Rights of Disabled Persons 1975, the World Programme of Action Concerning Disabled Persons 1982 and the UN Standard Rules on the Equalisation of Opportunities for Persons with Disabilities 1999 are the main legal texts in this area.